Death Only

Life insurance provides a lump sum cash payment on death of the life insured. There is no limit to the amount of Death Benefit you can apply for.

Financing the cover through your super fund can be both cost effective and convenient. Premiums paid through your account receive a tax credit for AustChoice Super's deductible expense of providing the cover - this means cheaper premiums for you. In addition, premiums are paid from pre-tax super contributions rather than post-tax take home pay, further reducing the impact of premiums.

The level of insurance you choose will depend on your individual circumstances. Generally, you should aim to have enough cover to meet outstanding debts as well as provide an income for dependants to maintain their standard of living.