AustChoice Super / Insurance information / Death Only

Death and Total & Permanent Disablement (TPD) insurance is similar to death only cover in that it also pays a lump sum benefit if you die but it adds cover for total and permanent disablement. TPD cover pays a lump sum if illness or injury causes you to prematurely retire from your own or any other occupation for which you are suitably trained, educated or experienced.

Benefits may also be paid where you have suffered a permanent loss, such as the loss of eyesight, or you have been absent from work due to illness or injury for a period greater than six months and are deemed unfit to return to work.