Keep it in the family

Keep it in the family

Did you know that your family members can also open an IOOF Employer Super account? That’s right. Your immediate family can benefit from the same fees* and features that you already enjoy through your IOOF Employer Super account.

Your immediate family means your spouse, siblings, parents or children.

The benefits include:

A broad range of investment options

Like you, not only can your family member choose from more than 250 managed investments, but they can also choose to invest in shares and a variety of term deposits.

A true lifetime solution

Family members can take their IOOF Employer Super account from job to job and through to retirement without incurring capital gains tax, other transfer costs or inconveniences.

We are one of only a handful of super plans to offer this feature, which is extremely beneficial to you and your family members – especially at retirement.

Simple, transparent and competitive fees

We’ve put a lot of time and effort into fine-tuning our operations to deliver simple, fair and competitive fees. And, if you are a 'Choice' member, your family may enjoy the same fees as you.

Our fee structure is superbly simple and completely transparent – all clearly visible and there are no hidden fees. All fees are paid from your cash account, so it’s easy to see exactly what is being charged at any time.

Flexible insurance options at competitive rates

Your family members can also apply for insurance when they open their own IOOF Employer Super account. They can choose from:

  • Death only cover
  • Death and Total & Permanent Disablement (TPD)
  • Income protection.

Our cover provides quality, tax-effective, flexible cover at competitive rates – ensuring peace of mind for you and your family.

All of this is provided along with our personalised service.

To apply please read the PDS and complete the Family Member Application - Personal Division form.

Once they open their account they should tell their employer to pay their super to their new IOOF super account using a Choice of Fund form.

* Family fees that may be discounted apply to members who are 'choice' members only. Discounted family fees do not apply for MySuper members.